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Although Money Times recommendation have outperformed other media, stock brokers and research houses, the brief recommendations under Money Times Talk (MTT) cannot display ‘BUY’, ‘SELL’ or ‘HOLD’ recommendations. Readers should, therefore, exercise their own judgement and evaluate the future prospects of the stock given its past performance, industry prospects in the backdrop of a growing economy and in consultation with their investment adviser.
- Despite the Sensex near all-time highs, many stocks have crashed 50–90% in the past year, including Aditya Birla Fashion and Retail -74%, Diamines and Chemicals -51%, Dreamfolks Services -73%, Easy Trip Planners -52%, Exicom Tele-Systems -61%, Gensol Engineering -97%, GKW -52%, JNK India -56%, Jindal Saw -50%, Praj Industries -54%, Quess Corporation -69%, Quick Heal Technologies -53%, Revathi Equipment -58%, Rolex Rings -50%, Route Mobile -53%, RS Software -75%, Sterling and Wilson -61%, Tejas Networks -63%, Themis Medicare -57%, Utkarsh Small Finance Bank -52%, Vedant Fashions -53%, Vishnu Prakash R Punglia -72%, Waaree Technologies -73% and many more. This clearly shows that stock selection, stoploss discipline and quarterly monitoring are essential, or capital can erode sharply.
- Several well-known stocks have even slipped below their previous 52-week lows, including Apollo Pipes, Cohance Lifesciences, Delta Corp, EMS, Finolex Cables, Godrej Agrovet, Hikal, H.G. Infra, Jindal Saw, Maharashtra Seamless, NIIT, Orient Cement, Polyplex Corporation, Prakash Pipes, Reliance Infrastructure, Rolex Rings, Salzer Electronics, Tejas Networks and others. This highlights that when a stock rises too fast in a short span, it should be avoided at higher levels. As per market veteran, long-term investing is rewarded, but blind buy-and-hold without periodic reassessment can be risky. Staying adaptable with a 360-degree view is essential.
- Understanding risk the smart way: Returns alone don’t tell the full story — how calmly you earned them matters. That’s where Sharpe, Treynor and Sortino Ratios help, showing if your returns were truly worth the risk you took. (1.) Sharpe Ratio tells you how peacefully you earned your returns. Higher Sharpe means steadier performance with fewer swings — the fund rewarded you well for the risk. (2.) Treynor Ratio shows how efficiently you handled market risk. Among funds with similar returns, the one that stayed calmer during market moves scores higher. (3.) Sortino Ratio focuses only on downside risk. A higher Sortino means the fund protected capital better during bad phases while still delivering solid returns. Together, these ratios help investors judge whether the performance came with smart risk-taking, not just high returns. Real investing wisdom lies in asking: “Was the return worth the risk?”
- India’s top loss-making unicorns have billions in valuation but still post massive losses. BYJU’S $1B – Rs.8000 cr., Swiggy $8.3B – Rs.2350 cr., Ola Electric $7B – Rs.1584 cr., Zepto $5.9B – Rs.1248 cr., Delhivery $4B – Rs.249 cr., CRED $3.5B – Rs.1644 cr., Meesho $3.5B – Rs.1569 cr., Paytm $3B – Rs.1400 cr., Udaan $1.3B – Rs.1674 cr., Ather Energy $1.3B – Rs.1059 cr., Spinny $1.2B – Rs.424 cr., Vedantu $0.8B – Rs.157 cr. Founders still earn crores via high salaries, bonuses, equity gains, secondary sales, or exits, even when companies bleed cash. Startups often run losses to fund rapid growth, user acquisition, and expansion, with valuations reflecting future potential, not current profits. In today’s startup world, valuation is the new funda, often justified with numbers and narratives to satisfy investors.
- Confirmation bias often pushes investors toward information that supports their views, leading to overconfidence and poor decisions. Smart investors build wealth through conviction, not collection—two right stocks can outperform twenty. Generational wealth comes from focused, high-conviction bets, not chasing green in every stock. Stay disciplined, stay selective, and follow conviction over noise.
