Money Times Talk (MTTs) – 20/07/2026

  • Astrology View – Important turning dates are 20, 22, 27, 29 & 31 July 2026. Stock-specific volatility may remain high till 18 August. Trade with strict stop-losses, disciplined position sizing and avoid excessive leverage.

 

  • Wealth Creation Mantra – Success depends on the right entry, right exit and patience. Don’t chase the next multibagger. Build a disciplined portfolio of quality stocks and let winners compound over time. Consistency and risk management matter more than chasing quick gains.

 

  • Market rules: 1) Treasury buys back its own debt → Dollar weakens. Gold goes up. 2) They print money → Buy gold. Buy hard assets. Cash is the position that always loses. 3) They raise rates → Sell growth stocks. Buy short-term bonds. Do nothing else. 4) They cut rates → Buy real estate. Buy growth stocks. This is the signal, not the news. 5) IPO market goes insane → Sell everything they’re selling you. They only IPO at the top. 6) 7 out of 10 bear market signals triggered → Start moving to cash. 7) Everyone says “this time is different” → It never is. Sell.

 

  • Investor Alert – IPOs are increasingly being priced below unlisted market valuations. SBI Funds’ IPO, for example, came at a 32% discount to unlisted prices, highlighting the risks of buying unlisted shares at excessive premiums.

 

  • Portfolio Strategy – Review quarterly results and management concalls regularly. Rebalance your portfolio periodically and, if a stock remains inactive for around 100 days, consider shifting part of your capital to fundamentally strong stocks showing better momentum while maintaining diversification.

 

  • Small-cap Reality Check: Pine Labs: -39.4%, Newgen Software: -39.0%, C.E. Info Systems: -36.8%, Syngene International: -35.3%, Latent View Analytics: -34.1%, Inox Wind: -33.2%, Birlasoft: -33.2%, Swan Corp: -32.1%, KEC International: -31.7%, eClerx Services: -30.8% etc. Several quality small-cap stocks have corrected sharply in 2026, proving that buying a good company alone is not enough. Timely entry, exit and regular technical and fundamental reviews are equally important for superior long-term returns.
MT | Money Times

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