- 7 meaningful rules for 2026: 1) Disciplined trading: Patience, clear setups and strict risk management. 2) Consistent growth: Protect capital first and avoid greed. 3) Calm work life: Stay productive, manage stress and maintain inner peace. 4) Keep learning: Continuously improve market, professional and personal skills. 5) Prioritise family: Give time and emotional presence beyond screens and charts. 6) Strong health: Maintain good sleep, exercise and a balanced routine. 7) Gratitude and balance: Balance money with meaning, ambition with contentment, and success with humility. Big alert: As per market grapevine, companies are increasingly raising equity instead of borrowing from banks, shifting the risk of business failure to investors rather than banks or promoters. Despite the recent crash, over 90% of SME stocks remain overvalued. Stay away from junk SME IPOs and check valuations and future prospects carefully before applying. Where valuations look stretched, consider selling the application in the grey market, subject to allotment.
- Wild volatility till 31st December 2026: Uncertainty, fear, corrections and intermittent crises may continue, with inflation likely to remain a concern. Stay disciplined, avoid chasing trends and focus on structured, long-term investing. Wealth is built through time in the market, not by trying to time the market.
- Very negative for bulls and the Indian economy: An agriculture economist expects shortfalls in major Kharif crops, with rice, oilseeds, pulses and cotton likely to be affected. Climate, crude and currency remain key threats. A stronger El Niño impact in November-December could also affect the Rabi crop, pushing inflation higher and reducing purchasing power. Brent crude above $80 would add further pressure.
- Market veteran view: Subsequent quarters may not match Q1, which benefited from manufacturing and supported 7.8% real GDP growth. Such growth may be difficult to sustain through the rest of the year. India needs a stronger performance on the exports front.
- Big alert on Brent crude: Brent crude needs to remain below $80 for sustained strength in Indian equities. Until then, large players may continue selling on rallies. With FIIs facing weak returns over the past five years alongside currency depreciation and high LTCG, STCG, STT and stamp-duty costs, foreign investor interest remains subdued. For now, focus on selected growth stocks with strong Q1 EBITDA/PAT and positive Q2 FY27 outlook, along with quality IPOs amid the heavy IPO pipeline over the next 3-4 months.
- Insurance is income protection: Most people buy insurance based on what agents recommend rather than calculating their family’s actual income-replacement requirement. If annual family contribution is Rs.10 lakh and 20 earning years remain, the income value is Rs.2 crore. A Rs.20-30 lakh policy may therefore be inadequate to protect lifestyle, education, EMIs and future needs. Before investing aggressively, first protect the income engine that creates wealth.
