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Although Money Times recommendation have outperformed other media, stock brokers and research houses, the brief recommendations under Money Times Talk (MTT) cannot display ‘BUY’, ‘SELL’ or ‘HOLD’ recommendations. Readers should, therefore, exercise their own judgement and evaluate the future prospects of the stock given its past performance, industry prospects in the backdrop of a growing economy and in consultation with their investment adviser
- Investors often get excited only after an asset becomes expensive; a rising price feels like social proof, creating a loop of price → confidence → buying → higher price. Assets with weak anchors like gold and crypto swing wildly, while disciplined, anchored investing works over decades.
- 20-20-20 (Sales Growth, Profit Growth, ROE above 20%): Adani Power, Bajaj Finserv, Eicher Motor, Mazagon Dock Shipbuilders, Polycab India, Solar Industries, Trent, TVS Motors, Varun Beverages.
- As per market veteran, with nominal GDP growth slipping to single digits, corporate profitability has grown less dynamic, impacting earnings expectations and valuations, while sentiment shifts, foreign selling and macro pressures trigger corrections despite strong fundamentals.
- Best & worst performers across time frames: a) 3 Months Best: NIFTY Mid Select +7.28% Worst: NIFTY Microcap 250 -2.89% b) 1 Year Best: NIFTY Mid Select +14.43% Worst: Nifty Smallcap 250 +0.45% c) 3 Years Best: NIFTY Microcap 250 +28.44% Worst: Nifty 50 +14.11% d) 5 Years Best: NIFTY Microcap 250 +36.68% Worst: Nifty 50 +16.56% e) 10 Years Best: NIFTY Microcap 250 +20.05% Worst: NIFTY Smallcap 50 +12.51%. Conclusion: Last one year belonged to Midcap Select and large-caps. Microcaps delivered strong 3-year returns but performed worst in the last year, leading to negative portfolios for many retail investors.
- RBI data: Household allocation: a) Bank deposits Rs. 6.5 L cr. (25.5%) b) EPF & pension funds Rs. 5.8 L cr. (22.7%) c) Life insurance Rs. 4.4 L cr. (17.2%) d) Small savings Rs. 3.4 L cr. (13.3%) e) Currency & cash Rs. 2.6 L cr. (10.5%) f) Mutual funds Rs. 1.6 L cr. (6.3%) g) Direct equity Rs. 48,613 cr. (1.9%).
