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Although Money Times recommendation have outperformed other media, stock brokers and research houses, the brief recommendations under Money Times Talk (MTT) cannot display ‘BUY’, ‘SELL’ or ‘HOLD’ recommendations. Readers should, therefore, exercise their own judgement and evaluate the future prospects of the stock given its past performance, industry prospects in the backdrop of a growing economy and in consultation with their investment adviser.
- The bitter truth of the Indian stock market is that when the market is flat, portfolios fall, when the market goes up, portfolios remain flat, and when the market falls, portfolios collapse. Sensex, Nifty and Bank Nifty may be near all-time highs, but most portfolios are deep in the red, with nearly two-thirds of stocks negative and median drawdowns severe. It feels like a taxi standing still while the meter keeps running, frustration is natural. As per market grapevine, indices appear managed to maintain a bullish illusion so SIP flows continue, while 80–85% of stocks are down 20–80% from their highs. This divergence has pushed many investors to exit equities and mutual funds over the last few months and shift to gold and silver, where they have earned fast and satisfying returns, adding to the frustration in cash equities.
- No company becomes a multi-bagger because of PR, noise or recommendations. If publicity alone created wealth, every UHNI would emerge overnight. Real wealth is built when strong fundamentals align with the right trend and businesses grow organically over time. Markets are a great leveler, anyone can rise or fall. There are no shortcuts in wealth creation, only patience, conviction and time doing the heavy lifting.
- As a market veteran rightly says, most people run without knowing why, not because life demands it, but because restlessness pushes them to chase success at the cost of peace and happiness. Some run for designations, some for fast growth, some for everything at once. What is meant for you will find its way without panic. The market mirrors life, rushing to buy, rushing to sell, fearing missing out, forgetting that panic creates noise while patience creates wealth.
- Wealth is not created by perfectly timing the market but by staying committed to the right journey. A true journey stock is not about daily price moves, but about a company transforming from weak to strong fundamentals, validated continuously through qualitative and quantitative checks. Short-term volatility becomes irrelevant, long-term compounding becomes inevitable. It is not buy and forget, but buy, track and verify. Capital protection comes first, risk reduces as the journey progresses, profits can be partially booked while the remaining capital compounds, much like a high-growth FD.
- Alert for investors, only a handful of large-cap and mid-cap funds managed to beat their benchmarks in 2025, raising serious questions on blind faith in mutual funds. As per market grapevine, aggressive chasing of high-PE IPOs and promoter exits has hurt portfolios of nearly 95% investors with drawdowns of 20% to 80%. If Budget relief on dividend tax, LTCG, STCG or STT does not come, capital may continue shifting from equities and mutual funds toward bank FDs and precious metals, and SIP flows could also weaken sharply.
