- As per market veteran, scrapping LTCG tax could boost market returns by 12%, while reducing LTCG tax and STT could attract over US$150 billion in FII and FDI flows over three years. The veteran believes lower taxes could also lift collections. Meanwhile, banking stocks may underperform in the near term, auto companies may face a slowdown, and FII flows into emerging markets may remain subdued.
- As per market veteran, investors who research ahead of the market are more likely to succeed than those trading on TV tips. While only 1% conduct independent research, 99% chase trading volumes and tips. In India, tips have become big business, whereas globally, research drives investment decisions.
- As per market veteran, FOMO is a fast route to losses, as chasing breakouts and trending stocks often leads to late entries, fear and poor exits. The key rule is to invest only in businesses you understand, prioritising clarity over momentum and protecting both capital and peace of mind.
- As per market veteran, financial freedom starts with term insurance worth 10–15x annual income, health insurance covering around one year’s income and a super top-up of 5x health cover. Invest systematically through equity or index funds and direct stocks, save 25–30% of income, build passive income and keep learning to strengthen long-term financial security.
- The biggest risk in option buying is time decay, as premiums erode even when markets move sideways. Buyers need swift momentum, precise timing and disciplined trailing stop-losses to protect capital and lock in gains, especially on expiry days.
Portfolio management and rebalancing guidelines. Focus on overall portfolio returns rather than individual stock movements, review holdings every 1–3 months and rebalance when needed. Maintain sectoral diversification, keep 5–10% in liquid reserves and align investments with changing market conditions and risk appetite. Set realistic return expectations and regularly review, rebalance and realign your portfolio.
