PB Fintech Ltd reported a standout performance in Q2 FY26, with consolidated PAT rising 165% YoY to ₹135 crore, up from around ₹51 crore a year ago. Operating revenue increased 38% YoY to ₹1,614 crore, led by a 40% jump in insurance premiums. The insurance business, particularly protection products and renewals, is proving to be a key growth driver.
Additionally, the company indicated its credit business is stabilising, and its efforts in international expansion and improved operational efficiency are contributing positively.
What to watch & investor angle:
The strong earnings beat heralds accelerating scale in the online insurance/fintech model, making PB Fintech an attractive growth-oriented story. Investors considering buy/hold might lean toward “buy” for medium-term gain, but should also monitor regulatory risks in credit and insurance segments.
