Money Times Talk
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July 21, 2025
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- Although Money Times recommendation have outperformed other media, stock brokers and research houses, the brief recommendations under Money Times Talk (MTT) cannot display ‘BUY’, ‘SELL’ or ‘HOLD’ recommendations. Readers should, therefore, exercise their own judgement and evaluate the future prospects of the stock given its past performance, industry prospects in the backdrop of a growing economy and in consultation with their investment adviser.
- As per astrology view, some important turning dates are 21st, 25th and 31ST July 2025. Till 29th July highly negative time for entire world as per astrology.
- Nifty remains flat at 24,900 since July 2024. As per market veteran, forget index levels—wealth will be created by staying stock-specific with disciplined investments.
- Trump seeks 15–20% tariffs in EU trade deal, sharply raising demands from earlier 10%. Talks remain strained with EU warning of limited progress. Such aggressive U.S. stance may spill over to India, potentially triggering trade volatility. Till 1st August, stay light, avoid leveraged positions and maintain very low commitments in the market.
- As per market veteran, stock market is not speculation—it’s knowledge. Many dismiss it as risky, but those lacking patience, planning, and understanding are the ones who fail. The market mirrors the economy, businesses, and one’s mindset. It’s a self-taught university—where learning daily is essential. For those curious to decode how billionaires think and how economies grow, the market offers lifelong lessons. Speculators lose; learners win.
- Gujarat has become the third Indian state to cross the 1-crore mark in registered stock market investors (NSE). The top states are: Maharashtra – 1.86 cr., Uttar Pradesh – 1.31 cr., Gujarat – 1.01 cr., West Bengal – 68 lakh, Rajasthan – 66 lakh, Tamil Nadu – 64 lakh, and Karnataka – 64 lakh.
- Citi has downgraded Indian equities to ‘neutral’ from ‘overweight’ and simultaneously upgraded Chinese and Korean equities to ‘overweight’ in its global allocation outlook.
- SEBI alert: 91% of retail F&O traders lost money in FY25, with cumulative losses crossing Rs. 1 lakh cr. Expiry-day index options turnover often reaches 350x the cash market, creating a clearly unhealthy imbalance. SEBI flagged that short-term options trading leads to volatility, distorts price discovery, and hampers capital formation. SEBI aims to address this by promoting longer-tenure contracts in the F&O space.
- As per market veteran, emerging 5-year wealth creation themes include: Aerospace, Defence, E-commerce, Electronics & Semiconductors, Healthcare/Medtech, Railways, and Transport Infra—offering strong multi-year structural opportunities.
- SEBI’s report on F&O shows that 91% of individual traders lost money in FY25, with average losses of Rs. 1.10 lakh (average loss Rs. 1.1 lakh) raises a serious concern. Despite social media filled with screenshots of huge profits in options trading, the reality is starkly different. If everyone’s profitable, how do 91% lose? The truth is, retailers should focus on portfolio investing, not speculative F&O trading. Legendary investors like Nemish Shah, Ramesh Damani, Vallabh Bhansali, Anil Goel, Rakesh Jhunjhunwala, Warren Buffett, Sunil Singhania, Sharad K. Shah, Sangeetha S., Vijay Kedia, Sourav Mukherjee, Dolly Khanna, Ashish Kacholia—none of them ever shared screenshots, but all built wealth through investment and swing trading. True wealth in markets is created through long-term investment in growth stocks at reasonable valuations. The message is clear: generate capital with swing trades, build wealth through long-term investment.
- As per market veteran, few simple rules to achieve financial freedom: 1. Get term insurance worth 10–15 times your annual income. Eg. for Rs.10 lacs income, get cover of Rs.1.5–2 cr. 2. Take mediclaim equal to 1 year of income. Eg. Rs.10 lakh income, mediclaim of Rs.10 lakh. 3.Add a super top-up of 5x your mediclaim. Eg. for Rs.10 lacs mediclaim, take Rs.50 lacs top-up—cost-effective and useful. 4.Start SIPs in equity/index funds with 10% of savings and grow it 10–15% yearly. 5. Allocate 10% to equity stocks and grow allocation by 10% each year. 6. Save 25–30% of income, focus on increasing earnings, building passive income and continuous learning.
- IFCI Board proposes consolidation at company level, merging StockHolding Corp, IFCI Factors, IFCI Infra & IIDL Realtors into the company; plans to merge StockHolding Services, IFCI Financial, IFIN Entities, IFIN Credit & IFIN Securities into one unit. NBFC status to continue with focus on custodial, e-stamping & advisory. Board also recommends divestment of MPCON stake to government. Just keep it on radar.
- Common reasons for IPO application rejection (as per market norms): 1. Insufficient bank balance at the time of applying—required IPO amount wasn’t available. 2. PAN mismatch or incorrect PAN details—leads to automatic rejection during verification. 3. Name mismatch between demat and bank account holders—both must match exactly. 4. Multiple IPO applications using same PAN—violates SEBI rules, causes all applications to be rejected. 5. Incorrect demat account details—errors in DP ID or Client ID result in invalid application. 6. ASBA failure—bank fails to block funds due to technical or authorisation issues. 7. Incomplete or improper submission—application not submitted correctly via broker/bank. 8. Late submission—application placed after cut-off time or on the closing date beyond the window. 9. Non-UPI enabled bank or UPI failure—for UPI-based IPOs, mandate not approved or technical glitch at bank level.
- In 29th March 2025 MTTs, India Pesticides given at Rs.134 touched Rs.233 & even at Rs.215 looks very good, Aries Agro given at Rs.254 touched Rs.381 - a gain of 50% in highly negative market sentiments.
- In 5TH April MTTs, Himadri Speciality Chemicals given at Rs.434 touched Rs.534 in highly negative market sentiments.
- In 26TH Apri MTTs,l Anantraj given at Rs.459 touched Rs.620 - a gain of 35%, Alpex Solar given at Rs.790 touched Rs.1190 - a gain of 51%, Vascon Eng. given at Rs.41 touched Rs.60 - a gain of 46% & still at Rs.57 looks very good.
- In 3rd May MTTs, RBL Bank given at Rs.200 touched Rs.273 - a gain of 37%.
- In 17th May MTTs,, International Conveyors given at Rs.81 touched Rs.102 - a gain of 26%, Parag Milk given at Rs.214 touched Rs.258, Ramky Infra given at Rs.512 touched Rs.637 - a gain of 24%, Resonance Specialities a company of IPCA Lab given at Rs.88 touched Rs.124 & still at Rs.111 cum dividend looks very good.
- In 24TH May MTTs, Cochin Minerals given at Rs.294 touched Rs.338, Reliance Infra given at Rs.305 touched Rs.425 - a superb gain of 38%, VRL Logistics given at Rs.577 touched Rs.651 during the week.
- In 14TH June MTTs, International Conveyors given at Rs.85 touched Rs.102, Nelcast given at Rs.129 touched Rs.155 - a gain of 20% during the week.
- In 21st June MTTs, India Nippon Electrics given at Rs.707 touched Rs.798, Sportking given at Rs.107 touched Rs.138 - a gain of 29%, Univastu India given at Rs.232 touched Rs. 310 & still now at Rs.288 looks very, Vaxfab Enterprises given at Rs.14.79 touched Rs.18.77 during the week.
- In 28TH June MTTs, 20Microns given at Rs.229 touched Rs.272, Kesar Petroproducts given at Rs.25.61 touched Rs.32 - a gain of 25% during the week.
- In 5TH July MTTs, Arkade Developers given at Rs.194 touched Rs.213, Allied Blenders given at Rs.433 touched Rs.505, Ashapura Minechem given at Rs.447 touched Rs.574 - a gain of 28%, CG Vak Software given at Rs.266 touched Rs.279 & still now at Rs.264 looks very good, Cochin Minerals given at Rs.316 touched Rs.337, Marathon Nextgen given at Rs.668 touched Rs.775, Univastu India given at Rs.237 touched Rs.310 & still now at Rs.288 looks very good, Vascon Eng. given at Rs.53 touched Rs.60 & still now at Rs.57 looks very good.
- Last week in 12THJuly MTTs, Anantraj given at Rs.561 touched Rs.620, Heranba Ind. given at Rs.368 touched Rs.401, Jost Eng. given at Rs.498 touched Rs.512, Resonance Speciality given at Rs.113 touched Rs.117 & still now at Rs.111 looks very good, Rupa & Company given at Rs.214 Rs.233, Sandhar Techno given at Rs.508 touched Rs.555, SJS Enterprises given at Rs.1212 touched Rs.1260 during the week in highly negative market sentiments.